Here is a list of contacts where people with disabilities can purchase Travel Insurance.
The Most Important Things to Remember When Travelling...
You should remember some key points before making further travel plans in order to have a relaxing and enjoyable trip.
Pre-booking your travel insurance will protect you from paying a deposit and then discovering that you cannot acquire adequate coverage. It's not always the cheapest quote that's the best. Make sure you understand the excess costs and exactly what you are covered for before choosing an insurance policy.
In order to ensure you are adequately covered during your trip, insurers should know about any disability or pre-existing health condition you may have. It is legal for insurance companies to differentiate between people with disabilities and those without, and to charge more if they can prove the risk of insuring someone with a disability is higher. It is possible for them to request a doctor's confirmation that someone is well enough to travel on some occasions.
To avoid complications, all members of the family should be covered by the same policy.
A change in your condition during the period you are covered should be reported to the insurer if you have an annual policy.
Pre-existing conditions may be covered by some companies. It is possible to arrange an annual policy, which is useful if you plan to make several trips a year.
Make sure all medications are accompanied by a doctor's note to avoid delays at customs. If your luggage is lost or delayed, take a spare supply of medication.
To avoid dehydration while flying, it is important to drink plenty of fluids if you have hydrocephalus. It may be possible for your neurosurgery unit to provide you with a CD-Rom of your latest scan.
There are many non-specialist insurance companies that offer travel insurance for people with health issues, especially if your condition is stable. Here are some suggestions of specialist companies if you cannot find one to meet your needs:
Travel Insurance Companies:
(In addition, Spina Warriors does not accept any liability for the services provided by the organisations listed here.)
Age UK: 0800 389 4852
Colombus Direct: 0800 068 0060 or 0203 056 7994
Enroute Insurance: 0800 783 7245
Freedom Insurance: 01223 446914
Headway: Policy Direct: 01603 626 904
JD Travel Insurance: 0844 2474749
Makesure: 0203 873 6718
Leisure Care: 01702 427166
Insure for All: 0800 082 1265
MIA Ltd: 0800 999 3333
Portwood (brokers): 01207 509446
SAGA (for over 50s): 0800 015 8055
Travelbility: 0845 338 1638
Unique Insurance: 0330 2020206
Several Spina Warriors members and staff have suggested the following companies, but each person's circumstances are different, so a company one person suggests may be very expensive for another. In some cases, you may be refused insurance coverage if you have recently had surgery or are waiting for test results. The following suggestions are not a guarantee that any of them will be able to cover you. However, we hope they will be helpful:
Able2Travel: 01892 839501
AllClear: 0845 250 3200
Fish: 0333 331 3761
Free Spirit: 02392 419 070
World First Travel: 0345 9080161